HOW TO GET YOUR TIN NUMBER BY YOURSELF IN TWO DIFFERENT WAYS.
If you own a bank account in Nigeria, you will soon need a Tax Identification Number (TIN) to operate it. This new requirement comes into effect on January 1, 2026, as mandated by the Nigerian Tax Administration Act, 2025. This represents a major shift in the country tax administration and has significant implications for all individuals with a bank account in Nigeria.
However, obtaining a Tax ID is now a straightforward process that can be completed for free. For many people, a Tax ID may have already been generated based on your Bank Verification Number (BVN) or National Identification Number (NIN).
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Step-by-Step Guide to Getting Your Tax ID
The process is Designed to be simple and accessible, ensuring you can comply with the new law without a hassle.
Step 1: On your Android phone, go to play store to download JTB (Joint Tax Board) App. IOS, download from your Apple Store.
On the App,
Choose individual TIN Reg (For personal TIN)
Or
1. Non-individual TIN Reg (For your business, you will need CAC).
2. Enter your BVN, DOB, First and Last Names.
3. Enter other required details in the respective fields including an active email address.
4. Note that you will receive your TIN via your email after a few minutes or after some days which comes in the form of a certificate.
5. If you do not want to use the JTB App, you can also use your browser to login to the JTB website, follow the steps and register.
6. Within 24-72hrs you are most likely going to get your TIN certificate on your mail box.
7. Provided you have a bank account in Nigeria, Tin is a must for you to operate it comes 1st of January 2026.
Do not wait till the deadline, the rush will not be funny, you know how it can be at times.
Get your TIN Number today and avoid the rush.
The entire process is free of charge.
You can download and print your Tax ID certificate once it is issued. It is highly recommended to complete this process well before the January 2026 deadline to ensure uninterrupted access to your banking and financial services.
Understanding the New Tax Law
The Nigeria Tax Administration Act, 2025, recently signed into law by President Bola Tinubu, is a key part of a broader government plan to reform the nation’s financial system. The legislation extends far beyond traditional banking and is designed to create a more transparent and accountable financial landscape.
Section 8(2) of the Act states, “A person engaged in banking, insurance, stock-broking, or other financial services in Nigeria shall ensure that every taxable person provides a Tax ID.” This means you must have a valid Tax identification number to use services like bank accounts, insurance policies, or stock brokering.
This new requirement also applies to non-residents. Under Section 6(1), “A non-resident person that supplies taxable goods or services to any person in Nigeria, or derives income from Nigeria shall register for tax purposes and obtain a Tax ID.”
To ensure widespread compliance, Section 7(3) of the Act empowers tax authorities to automatically assign a Tax identification to individuals or entities who fail to register.
For businesses that temporarily stop operating in Nigeria, the law allows them to suspend or deregister their ID.
The Act states, “Where a taxable person temporarily ceases to carry on a trade or business in Nigeria, the taxable person shall notify the relevant tax authority of its intention to suspend its registration for tax purposes within 30 days of such temporary cessation of trade or business.”
Understanding the New Tax Law
The Nigeria Tax Administration Act, 2025, recently signed into law by President Bola Tinubu, is a key part of a broader government plan to reform the nation’s financial system. The legislation extends far beyond traditional banking and is designed to create a more transparent and accountable financial landscape.
Section 8(2) of the Act states, “A person engaged in banking, insurance, stock-broking, or other financial services in Nigeria shall ensure that every taxable person provides a Tax ID.” This means you must have a valid Tax identification number to use services like bank accounts, insurance policies, or stock brokering.
This new requirement also applies to non-residents. Under Section 6(1), “A non-resident person that supplies taxable goods or services to any person in Nigeria, or derives income from Nigeria shall register for tax purposes and obtain a Tax ID.”
To ensure widespread compliance, Section 7(3) of the Act empowers tax authorities to automatically assign a Tax identification to individuals or entities who fail to register.
For businesses that temporarily stop operating in Nigeria, the law allows them to suspend or deregister their ID.
The Act states, “Where a taxable person temporarily ceases to carry on a trade or business in Nigeria, the taxable person shall notify the relevant tax authority of its intention to suspend its registration for tax purposes within 30 days of such temporary cessation of trade or business.”